Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lori Grabowski

Beyond pleased!

I purchased this policy for my new pup based on past experience. My last dog had diabetes and had cataract surgery which ended up costing me a considerable amount of money. I love my pets and will do whatever is necessary for their health. After I got Fiona, I decided to look into pet insurance and Nationwide was offered by my employer. I have submitted 2 claims so far for general well visits and have been reimbursed by direct deposit, which I love!. The transaction was swift and customer service excellent. I highly recommend Nationwide Pet insurance!
5

out of 5

POSTED: | BY: Sanya Oudomphong

Excellent all around

Nationwide is awesome no questions asked. Their policy is direct and states what they cover and don't cover. My dog Karma has had some major surgery this past year and we submitted our claim. Nationwide reviewed and completed their process in a timely manner. She got sick a few months after and I also submitted the claim. We didn't get a lot back because a new year started, but they were able to explain. I didn't realize the renewal date and they pointed it out. I now have two pets covered under the insurance. I would recommend pet insurance because our pets are like us. We never know when we get sick or need a medical procedure. Well worth it.
5

out of 5

POSTED: | BY: Christopher Grogan

Fast and pain free reimbursement!

We had to take our Frenchie to the vet for allergy testing. Nationwide was very quick to process the claim and within 10 days the money was in our account! Thank you so much Nationwide!!!
5

out of 5

POSTED: | BY: Kate Lessman

Great Company to work with.

I have had many claims this past year for my little guy. This past year is the only time I have had to use the insurance. Nationwide has done a great job in paying all the claims, which have been many, during the 2017 - 2018 year. They paid for services that I was not even aware that they would pay for. This company has helped me to maintain my little guy's quality of heath during his golden years. I could not ask for better service from them. All of my claims were reimbursed within about 2 weeks.
5

out of 5

POSTED: | BY: Michael Clay

very pleased with the speed in which Nationwide pet insurance reviewed and acted upon our claim!

Very quick to review and process our claim. Great customer service!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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