Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Maura

Great Coverage

Nationwide has great coverage for my boys when they are under the weather. The only thing I'm not so crazy about is how long it takes to get reimbursed.
5

out of 5

POSTED: | BY: georgia y

THANK YOU!!!

Having Pet insurance for my pet has been a lifesaver. I don't know what I would have done if I didn't have this insurance to help me out. Thank you so much for caring about peoples pets.
5

out of 5

POSTED: | BY: Tiffany Doty

They cover everything I’ve needed, and super easy to work with!

Nationwide saved me when my 2 year old German Shepherd needed ACL surgery. They covered 90% of the xrays, surgery and medications. They also cover his flea and tick medication! I will always have my pets on the complete wellness plain with Nationwide! They are nothing but the best!! I tell everyone about them!
5

out of 5

POSTED: | BY: Ji Sook

Claims take over a months still ongoing

I have the whole pet with wellness package for my Boston terrier puppy. My puppy has allergies and he has been receiving allergy shots. The first allergy shot he got was reimbursed but the following one and the one after that is still pending reimbursement. I submitted my claim in July, it is October right now. The only reason why I am giving this insurance a 5 star is because My pups neuter was covered and the claim came through quicker than I thought it would.
5

out of 5

POSTED: | BY: Randall Neeb

Very good insurance. Very prompt response.

Getting pet insurance was the best decision we made. Nationwide has been exceptional.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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