Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: David

Great

No problems with any claim we have submitted. Response is very fast using the online process. We have had to submit many claims for years we have had Rusty and they have paid back a great deal of our costs. Highly recommend Nationwide Pet Insurance.
5

out of 5

POSTED: | BY: Luis

Owner

Needed, beneficial, useful and helpful...that’s what I think of Nationwide Pet Insurance thus far
5

out of 5

POSTED: | BY: John

Nationwide Pet insurance has very helpful service in providing the funding to make vet visits doable.

I've found after using Nationwide Pet Insurance for quite a few years now, they are very fair and up front on what they're going to cover. This is very helpful when having to bring my dog to the vet, and knowing where I stand as to what's coming out of my pocket.
3

out of 5

POSTED: | BY: Megan

Used to be quicker at paying out claims

I'm glad we have Nationwide for both of our dogs. I like that it covers everything from vaccines to flea/tick and heartworm meds to major illnesses. However, it was so much nicer when you used to pay claims in 5-10 business days when we first signed up. Now we're lucky if it's paid out on the 30th day.
5

out of 5

POSTED: | BY: Adam

I wish human health insurance was this good.

I am truly grateful for the customer service and fair policies at Nationwide.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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