Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Merritt

Top Notch Pet Insurance!

Great pet insurance! Very easy to navigate the app, send in claims and have questions answered. Price is very affordable and worth every penny. Would absolutely recommend to anyone.
5

out of 5

POSTED: | BY: Patricia Niesyn

Great pet insurance

Finally, a pet insurance that has great coverage and is easy to use.
5

out of 5

POSTED: | BY: Phyllis R.

Nationwide is the Best Pet Insurance

I have had Nationwide Pet Insurance for 5 years now and I have never been disappointed or disgruntled about any of the coverage. Everything is spelled out clearly when you enroll and there are options you can choose from. Some pet insurances do not cover office visits and vaccinations, but Nationwide does. I like this because this is where we do our main visit with the vet - those odd things that pop up and need some attention. All in all, I would recommend this insurance for your pet.
5

out of 5

POSTED: | BY: Marlene Kamm

Always reliable, efficient and helpful.

I would recommend you to other pet owners and have over the years. This is our 3rd dog insured with you over the last 20 years and it's been always reliable and helpful with their health costs.
5

out of 5

POSTED: | BY: Carolyn

Mostly satisfied

I have had nationwide for over 4 years, they have been pretty good with covering my pets medical bills. My only issue is that it seems to take almost a month for the claims to be paid, and I am very confused with the payment scale that is used for each item that they cover.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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