5
out of 5
POSTED: | BY: LINDA
GET THIS iNSURNACE
Excellent insurance, responsive to claims and efficient communicators..THANK YOU!
4.8
out of 5
Number of reviews 24,757
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Ranisa
Thank you, you’ve been Amazing!
My dog ruptured a disc and had to have emergency surgery to avoid paralysis. Nationwide insurance covered the insured portion and it was deposited into my account within a couple weeks. I am so grateful and so relieved! Thank you, Nationwide for being so amazing!
5
out of 5
POSTED: | BY: Sabrina
Quick payout
My household budget is very tight but knowing I can pay for ANYTHING my cats need on a credit card is helpful/ I can pay that credit card off with my 90% back from Nationwide within a week or two. My older cat had an ER visit costing $500 and getting over $450 back almost immediately was enough to ensure every person I know to get this insurance for their pets.
5
out of 5
POSTED: | BY: Julia
Great coverage!
Excellent pet coverage - submitting the claims is very easy and the reimbursement arrives quickly and hassle free. I definitely recommend!
5
out of 5
POSTED: | BY: Linda
Winnie is doing well and I appreciate the assistance that I receive from this insurance.
The only challenge I see is that you cannot always time getting the insurance policy to go into effect based on when you get the pet and sign up for the insurance. Especially with puppies, that means the first few visits (which can be expensive) do not count towards the deductible and then, if there is an illness it is viewed as a pre-existing condition and may not be covered. With Winnie, the example is associated with UTIs, which were multiple the first few months. She has since been fine but is that considered a pre-existing condition going forward.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.