Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: Jeanine

Took too long, 3+ months to process

It took way too long to process this claim.
5

out of 5

POSTED: | BY: Diane

Wonderful Service!

We count on Nationwide to help us when our little guy is sick and when he goes for wellness appointments! We know we can always count on Nationwide!! Keep up the good work!
5

out of 5

POSTED: | BY: Cherie Hackenschmidt

Pet isnsurance is a great investment for your fur babies

I am glad to have the ability to purchase pet insurance for my pets. Nationwide made it easy and affordable.
5

out of 5

POSTED: | BY: linda oakey

Great Insurance

Nationwide lives up to its claim that "it's on your side." It really was when my dog suffered a ruptured disc and required surgery and a lengthy hospitalization afterward, in addition to physical therapy. My boy is alive today because of this insurance as the cost was much more than I could have afforded without the coverage. I recommend it to all my friends and family who have pets. In fact, I am such a confirmed customer that I have covered my house and car, too.
5

out of 5

POSTED: | BY: Roberta Sabo

Good coverage, high premium cost, slow reimbursement process

I appreciate the coverage provided by Nationwide Insurance. My pup has has some health challenges and I'm so happy to have the insurance coverage. That said, the premium is high. Also, when I called to chat about a change at renewal time, the representative was borderline rude. There was no 'pet friendly' conversation and basically the end result was 'you get what you get, here's your option'. I did not get an warm fuzzy but maybe that's the way it's supposed to be OR that person was having a bad day ... in the end I did renew. They were right ... I get what I pay for. Finally, why does it take almost 5 weeks to get a refund? That process timeline is frustrating and confusing. I submit quickly. I submit all my receipts with the required forms ... I pay my premiums on time and still have to wait. Hmmm ... is that was I get too? :-) I would like to say thank you for offering Pet Insurance. I appreciate the opportunity to protect my pet investment.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review