Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Callan

This insurance policy takes almost all of the stress out of going to the vet

I was skeptical about purchasing pet insurance for our dog. I figured we were past the expensive puppy years and since she is relatively healthy, the cost may outweigh the benefits. I am so glad that we decided to pull the trigger on it last year. It has allowed us to give Luna the absolute best care each and every time we go to the vet. She had been having some issues with her shoulder and this policy made the decision to take xrays a no-brainer. She needed to have her teeth cleaned for the first time and the cost was perfectly manageable. I love knowing that I won't ever have to weigh cost when I am factoring care for her. The claims process is simple and customer service is great. We looked at virtually every policy on the market before deciding on Nationwide and I couldn't recommend it more highly.
5

out of 5

POSTED: | BY: Howard Gnatt

Getting Pet Insurance was the best thing I ever did for my dog!

Great company to deal with.
5

out of 5

POSTED: | BY: Ashley

Love Nationwide Pet Insurance!

Nationwide Pet Insurance is great and makes it so easy to submit a claim. With the app, you can take a picture of your claim and you're all done. If you have questions the customer service team is very responsive and quick to help solve an issue. I have recommended Nationwide Pet Insurance to all pet owners I know. Recently my brother and sister-in-law purchased it for their dog. It allows you to put your pet's needs first, knowing that the claim will be handled properly.
4

out of 5

POSTED: | BY: Melanie McNatt

Decent timeline for claims

Good timeline for claims refund. Some things I expected to be covered were not, but it is what it is. He's had some bad luck the last two months for a very healthy Frenchie.
5

out of 5

POSTED: | BY: Alice Donohue

I love Nationwide. Always have....

I have always liked my pet insurance company Nationwide. Their customer service dept. is extremely helpful every time I call. I have never had any problems and I really like that.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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