Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: marge peckham

Best thing I ever did

We got VPI insurance after the death of our last dog, which was very hard on us. Now this pup of ours (who's almost 12) may be pretty ill. We're waiting on a radiologist's report, but things sound bad. We had VPI when our 3 yr old cat passed from congenative heart failure, which helped us through. The agents were so kind & really sweet, understanding our sorrow & needs. I'll always thank them for that. VPI has never forgotten our pets birthdays & they check in, from time to time, via email, to see how things are for us. I will always be glad VPI was recommended to us, & I continue to recommend it to other pet owners.
5

out of 5

POSTED: | BY: Stephanie

Awesome!

I have had Nationwide for about 2 years now and I absolutely love it! . I work at a dental office and deal with insurance companies on a daily basis. I see insurance denying claims for no reason, and patients having to pay out of pocket along with the premiums, so I went in with very low expectations. I have never had a claim denied, ever! In fact, it has been such an easy process and my claims get paid very quickly. If only other insurance companies could get on board with nationwide and the way they treat their insured. I have had to call with some questions here and there and am always greeted professionally and respectfully. They are super helpful every time. I have referred my brother for his dog and my good friend and they also really love it! If you are looking for pet insurance, look no further. You won't be sorry with Nationwide.
5

out of 5

POSTED: | BY: Jay Almer

Best Pet Insurance Out There

Carlton did some damage to 2 of his toes and was in pain/discomfort. Took him to his regular vet for x-rays/treatment. There were 3 claims and Nationwide took care of them expeditiously, no issues at all. Filing a claim with Nationwide is super easy. I continue to recommend Nationwide to all pet owners.
5

out of 5

POSTED: | BY: Betty Cooper

Feel like family

The form was easy to complete and submit. Nationwide acknowledge the claim and that they were working on it, so I was never wondering if it was received. A detailed explanation was given with my reimbursement check and it was easy to look up the explanation on my plan in further detail.
5

out of 5

POSTED: | BY: Emily Pearce

Great Insurance Company

Choosing Nationwide Pet Insurance was one of the best things I've done since adopting my cat. He's had a couple of health problems and having insurance to help with the cost has taken some of the burden off. Nationwide is great. You guys are prompt and effective. The couple of times I've had to call, I had great customer service. I had an issue earlier this year and had to speak with a supervisor. She was able to get my claim resolved and even called me back when she said she would. I recommend Nationwide to all my friends with pets.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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