Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rebecca

Have always been fast in processing, great customer service.

I've been with Nationwide since it was VPI! No complaints and thankful to have it. Thank you for asking about Bonita, she is pushing the odds with osteosarcoma and enjoying a life of quality and normalcy.
5

out of 5

POSTED: | BY: Kathleen

Nationwide has fantastic pet insurance !!

Nationwide pet insurance is exactly what I wish pet insurance would be - comprehensive coverage, easy to use & fast claim pmts !
5

out of 5

POSTED: | BY: Evan

A life saver, literally!

We would not be able to accommodate the sudden and unexpected costs that come with multiple pets, without Nationwide's pet insurance. Most of our initial vet/emergency charges go onto a Carecredit account, and then when Nationwide reimburses us, we turn around and pay down the carecredit. It's not perfect, but it allows us to get out pets the care they need when they need it.
4

out of 5

POSTED: | BY: Michelle

Reimbursement

When we pay out the money to the veterinarian clinic , it takes way too long to get reimbursed . I have nothing good to say about the company you go through , that are Check goes directly to our account . I have since then switch back to receive a check in the mail .
5

out of 5

POSTED: | BY: Hailey

Great Service

From many friends they say this is the best pet insurance, and in my experience this is correct! Thank you for processing claims as fast as possible
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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