Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Shannon

Peace of mind

Taking our dogs to the vet when they aren’t feeling well is already a worry. When our dog had a twisted stomach and it looked like surgery was in his future, I was able to tell the vet to do whatever was necessary and not worry about the impending bill. Luckily the situation resolved itself and he didn’t need surgery, but his bill was still hefty and fully covered by VPI!
2

out of 5

POSTED: | BY: Adam

Slow response

My dog now requires prescription food due to allergies, but it seems to take even longer to get reimbursed and often I am buying the following month's food before I am reimbursed for the current month. Not sure why it takes almost the maximum amount of time for what should be a standard reimbursement.
5

out of 5

POSTED: | BY: Erica Ofeldt

Great pet insurance

I love Nationwide pet insurance and it’s great how easy the claim forms are easy to complete. The only problem is I wish they covered more for certain ACL repair surgery and I don’t like how you have to wait a while if your dog already had ACL repair surgery. My dog tore her ACL and that same insurance period the other leg went. Overall Nationwide is great and I would highly recommend.
5

out of 5

POSTED: | BY: Phil Fasone

Best coverage available for your Dog!

Nationwide is hands down the best health insurance for a dog. Their coverage has always worked to cover the unexpected expenses associated with my Boxer. Great company!
5

out of 5

POSTED: | BY: Geraldine M.

I am very thankful and blessed to have some coverage for Mac

I believe all pet owners should have insurance coverage because they are your family. Mac does not think he is a dog, so I take care of him as if he was my child.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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