Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Kerry Gaynor

Extremely long review & processing time

I ultimately got reimbursed the 90% I was due however I waited 5 months! First you asked for detailed notes from the vet which I had them fax you directly. I heard nothing for a month. When I called back - the rep said you never received the notes - so I had the vet send them again. I called back and you confirmed receipt. Then received a letter saying you needed another 30 days to review. Then I called after 30’days to inquire what happened and the rep said you needed another 30 days and when i said that was ridiculous and it had already been months she was actually rude and basically said sorry but that’s the way it is. I really didn’t appreciate the way this was handled at all. Like I said - I’m the end I was reimbursed so that’s the good part but I should have to go through all of that and the enormous delays.
5

out of 5

POSTED: | BY: Michelle Lewis

Helpful and responsive service

Thanks for your prompt payment and easy to use website. I appreciate all you have helped me do for Shelby. She is doing so much better since she was treated very well for her illnesses.
5

out of 5

POSTED: | BY: Steven Edelstein

Process claims faster.

Nationwide needs to process claims faster. Waiting a month for a claim to clear is to long. Other than that I am completely satisfied with Nationwide.
5

out of 5

POSTED: | BY: Britt Bell

Excellent Insurance

My cat recently underwent bladder surgery and Nationwide covered 90% of the cost. I am thrilled I signed up for their Whole Pet with Wellness Plan. I am very grateful to Nationwide for their support. I highly recommend this pet insurance.
4

out of 5

POSTED: | BY: JUdith Wilson

Good servie

Few complaints so far. Fairly prompt response to to claims. You dropped the ball once and we had to call to remind you to process a claim.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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