Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Debbie McGhehey

Well worth the money

I have been with Nationwide/VPI for 20+ years & have never been disappointed once. The things you cover & the amt of coverage far exceeds any other pet insurance. On the rare occasion I have to call your staff is really nice, friendly & always going that extra mile to help. I hope to stay with you another 20 years:)
5

out of 5

POSTED: | BY: Katie Peng

Really efficient and responsive

Glad we have this policy
5

out of 5

POSTED: | BY: Luis Herrera

Service is great

Bella is my first pet and I could not thank enough to Nationwide Ins that it has helped a lot in understanding how important is to have a pet insurance. Nationwide is an excellent company and I would recommend it to anyone who needs pet insurance. They have handled my claims in a very professional way and everything or all document provided are very user friendly. THANK NW.
5

out of 5

POSTED: | BY: Danielle Rosato

Good to have it and not need it

Good to have insurance for major medical, regular visits not necessary to have because they don't cover much. Benefits are hard to understand and very confusing, but they cover most things once you have reached your deductible, which is normal with any insurance.
4

out of 5

POSTED: | BY: Kendall Slone

Life savor

My pup Penny just used her insurance policy with Nationwide. She needed her teeth cleaned and spayed. These two things will help her live longer. I am so thankful for the insurance, it helped pay for the care she needs to stay healthy. I also have the insurance for my two other dogs Barry and Milly. Having this insurance allows me to feel like I am truly able to do everything I can to keep my pets healthy. The only think I wish was different is if the Vet could bill Nationwide directly. Other than that its a great product and awesome company.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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