Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cynthia

Dissappointed in coverages and the caps you put in things that your agents never tell you when you sign up.

After signing up ,I find that flea meds has a cap of 75.00 and heartworm of 35.00. That's about 3 months of flea meds and 3 months of heartworm. No dental cleanings are covered either. That's bad. The only thing I will say, is that you pay within 30 days and it's easy to get the reimbursements. Dissappointed you don't cover dental or the cap on flea meds. This seems like a money loser for wellness coverage to me.
5

out of 5

POSTED: | BY: Grace

Back to Herself

Our pet insurance was most helpful when our English Cocker Josie developed hypothyroidism. She gained weight, lost her appetite and pretty much stopped eating, could not do walks, and had us very worried. After extensive testing and bloodwork we discovered her problem and treated with twice daily thyroid medication. Now she’s back to her happy, energetic, bouncy self again!! Our insurance was a big help to our budget — major peace of mind!!!
5

out of 5

POSTED: | BY: Marcia

Thank goodness for nationwide.

Nationwide is an excellent pet insurance company. The agents answer questions and are knowledgeable. I’ve never had a problem and I have 2 dogs.
5

out of 5

POSTED: | BY: Bruce

Easy to Use and Payment is Quick

Easy to complete claim form. Get to keep my preferred vet. Quick payment after submitting the form and text.
5

out of 5

POSTED: | BY: wess

very quick and reliable insurance to help keep my family pets included, safe and able to save money for Christmas

very quick and reliable insurance to help keep my family pets included, safe and able to save money for Christmas, if i didnt have it i wouldnt have been able to get some gifts for my kids for Christmas this is a great benefit i have from work and also to help save my animals that makes us part of the family and the kids love there animals!!!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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