Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Darrell

Every Claim Submitted Has Been Payed! 100%Satisfied

I highly recommend Nationwide to all pet owners. I just lost one of my Italian Greyhound’s Sept 1st to Lymphoma after 6 months of chemotherapy. I called Nationwide and asked them if they could expedite my claims as chemo was very expensive and I needed to be reimbursed quickly to pay for next round every 2 weeks. I’ve never been more impressed w an insurance company who demonstrated compassion and willingness to accommodate my financial hardships. Words cannot express my gratitude.
5

out of 5

POSTED: | BY: Stephen Looby

Nationwide has exceeded my expectations.

Filing a claim is super easy. I submit it with my phone and after a short review process the payment is deposited in my checking account. (The claim process should be this easy with my own healthcare policy). Our dog needed to be anesthesized to have a biopsy done and it was nice to know I had coverage. I didn’t need to get prior approval to get the claim covered. I just submitted the necessary documentation and the payment followed quickly.
5

out of 5

POSTED: | BY: Newman

Great customer service and timely payment of claims

very happy with our almost full year of insurance for our puppy who just turned 1. Nervous about the premium renewal, hoping it doesn't go up for the 2nd year.
5

out of 5

POSTED: | BY: April Elnagdy

Nationwide covered our pups knee surgery

This is the first pet we have opted for pet insurance for and we could not have made a better choice. While there is a 30 day lag between submitting the claim and being reimbursed the customer service portal is very informative about where we were in the process the whole time.
5

out of 5

POSTED: | BY: Christine Bailey

Happy with the service

No complaints. Claims have been handled promptly and efficiently. Thanks

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review