Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,738

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Just

Great service.

I am very pleased with the overall service and quick response time.
5

out of 5

POSTED: | BY: ann

1st time having pet insurance and it has been wonderful and very much needed

Convenient to have premiums taken out of my pay check and very well worth it. So glad I got this insurance. My first time and it proved to be badly needed.
5

out of 5

POSTED: | BY: Michelle

Easy and fast

Claims are easy to file and payment is made quickly
5

out of 5

POSTED: | BY: Brian

Nationwide Pet Insurance Is Phenomenal!!!

My experience with Nationwide has been seamless for 95% of the claims that I have submitted. I would recommend them for any pet owner.
4

out of 5

POSTED: | BY: Dee

Great Coverage But........

Nationwide pet insurance is amazing they cover most things without a problem, my pup has had surgery on both her hind legs due to ruptured cruciate ligaments and they paid majority of the cost which is a true blessing due to the cost ranged from $1,250 - $1,850 and I am on disability and am not able to work, and just don't have that kind of money to be throwing around. She is my E.S.A and I love her to death so I would do what ever I can to make sure she is in the best of health. My biggest issue with Nationwide pet insurance is that within 3 years (my pup is only 3 years old) my premium has been raised twice making the insurance almost not affordable. I have gone without multiple times just to make sure I am able to afford her insurance because without my pup I would not be able to function in everyday life and she deserves it. Now nationwide has me pinned down to their insurance because most insurance companies will not cover pre-existing injuries. This puts me in a rough place because she will need shots for the rest of her life to help with the pain she experiences from the surgeries. So I have to either stay with them or let her be in pain and I am just not willing to put her through that I would rather go without my medical prescriptions and risk my own health so that she can be healthy.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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