Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Patricia

You make the process simple.

Nationwide makes the claims process simple and communication process via email is great...
5

out of 5

POSTED: | BY: Rebecca Hughey

Thank you for helping with Betty’s surgery!

Thank you so much for covering Betty’s surgery! It literally saved her life, and you literally saved me from the brink of bankruptcy. With a new baby, related medical bills and recovery costs, and huge childcare expenses, I had no idea where the money for an emergency surgery would come from. I’ve insured both of my cats since I got them, because (from a previous cat) I knew that this kind of vet emergency needs protection. You don’t want to be in a position of deciding whether you can afford to save your pet’s life. I was sooooo relieved to know that she was covered, and surprised that the insurance covered everything after the deductible! I can never tell you what a difference this insurance made in my life this year. Betty is a happy healthy (still ornery) three year old kitty again. Thank you! <3
5

out of 5

POSTED: | BY: Gina

Best Pet Insurance!

We've had Nationwide pet insurance since our Diesel was 10 weeks old. They've always been reliable and cover exactly what they say they will! The best part is there is no surprises. Would definitely recommend this insurance to anyone who loves their pet!!
5

out of 5

POSTED: | BY: Haylee Faustin

Always has our back!

Taking Otis to the vet, especially on an emergency visit, is already a stressful experience. Add in the financial layer and it can quickly become a daunting day. It's incredibly reassuring to know we are covered by Nationwide, and that the claims and payment process and simple and efficient. It's the peace-of-mind we need!
5

out of 5

POSTED: | BY: kamran khatami

Very Satisfied with claim processing time

Overall very pleased. Would be good to look into submitting claim via an App (similar to Concur for expense reporting)

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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