Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: JESSICA

Fast refund

Good insurance, fast refund and very clear.
5

out of 5

POSTED: | BY: Lauren Kramer

Stanley is feeling much better!

The insurance is THE BEST! I never worry about the cost of taking our dog to the vet, hospital, etc. We have never had an issue receiving our reimbursement. 100% worth the cost of the insurance!
5

out of 5

POSTED: | BY: jenny Amoroso

Very pleasantly surprised when I saw the reimbursement check!

My dog had a root canal to repair a broken tooth. Much to my delight, the reimbursement check we received after I submitted my claim nearly covered the cost of the whole procedure. I really appreciate that I was able to give my dog great care and not have to take the whole cost out of my pocket.
5

out of 5

POSTED: | BY: Konrad Stollsteiner

Lifesaver

Although my pug was very healthy when young (before his 8th birthday) now he has constant medical issues. I got nationwide insurance 2 years ago and was the best decision I made. I do not hesitate to take my dog to the vet for any illness. Without insurance I would have to think if I had the funds available to treat him. My baby deserves the best and Nationwide is the best insurance I could get
5

out of 5

POSTED: | BY: Lisa

Thank you so much for checking on Brady it is so nice to hear that you care.

So impressed with Nationwide. You actually care about our dog and follow up just to see how he's doing. Thank you Nationwide

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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