Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,548

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Karen

Not sure about value yet

Hello, Thanks for asking for my opinion. I got a puppy last June and immediately got her pet insurance through Nationwide. The cost of the multiple vaccinations and visits, plus heart worm prevention, plus getting her spayed was very high! I had no idea. I submitted all the costs and I'm sure you covered them per the policy, though it is very difficult to figure out what, exactly, the policy covers and how much. For example, I thought all vaccinations are covered, but apparently there is a limit, and my vet went over that limit. Anyway, long story short, after I submitted the claims and got reimbursed for what you cover, I basically got back an amount equal to what I have paid for insurance so far, so it's a net neutral for me so far. I hope she never gets sick, but if she does, I'm hopeful there will be a more obvious benefit (for me :-) Thanks, Karen Villarreal
5

out of 5

POSTED: | BY: Christine

I highly recommend Nationwide Pet Insurance to all my friends with dogs!

I have had exceptionally wonderful response from Nationwide. No hastle, prompt response. Expensive but worth it! Would not have a pet without it.
5

out of 5

POSTED: | BY: Dianne

I am so glad we have Nationwide Insurance on Mina. After her recent accident, we only worried about getting her well again.

You really are in good hands with this pet insurance!
4

out of 5

POSTED: | BY: JOYCE

Coverage is satisfactory but claims are exceptionally slow since I took coverage. Not getting any faster with annual increase.

I chose Nationwide Ins for my pet as soon as I brought him to my home. The coverage and the service was unsurpassed! However I have noticed a big difference in both areas since I renewed my pan last year. The claims are taking almost a month to the day! The plan has continuously increased every year with this year being the worst thus far. Any pans to speed up the claim process as the increases are not decreasing yet the service is?
5

out of 5

POSTED: | BY: Heather

Very responsive and reasonable

I tell people all the time how glad I am that we have pet insurance and how wonderful Nationwide is. Claims are processed quickly and none of her charges have ever been questioned.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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