Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Patti

Great coverage for my dog’s surgery.

The coverage for my dogs recent surgery was great! All but $7 was covered in a bill of over $1100. I am extremely happy with my pet insurance and do encourage family and friends to look into it for their pets. My sister never heard of it and when she rescued her new fur baby, she signed up for insurance and is happy too.
5

out of 5

POSTED: | BY: Christine LaRosa

Slow process of claims

Slow process of claims up to 60 days
5

out of 5

POSTED: | BY: Wendy Giblert

I am so happy I signed my fur babies up for this insurance plan.

Over the years I have looked into pet insurance but the plans were never clear cut and working in the medical field that made me nervous. When my vet told me about Nationwide Pet Insurance I went online to read more and was very impressed. I signed up my kittens right away. When the plan really turned out to be everything that their website said I signed up my dogs as well. I don't mind spending the money every month because I love knowing that in the event of an emergency my fur babies and my pocket book are safe.
5

out of 5

POSTED: | BY: JESSICA

Fast refund

Good insurance, fast refund and very clear.
5

out of 5

POSTED: | BY: Lauren Kramer

Stanley is feeling much better!

The insurance is THE BEST! I never worry about the cost of taking our dog to the vet, hospital, etc. We have never had an issue receiving our reimbursement. 100% worth the cost of the insurance!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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