Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Doreen

So glad we have pet insurance!

Friends recommended Nationwide before we even got our first puppy, and given all the issues she has had it has been fantastic. With allergies or illness the claims are reasonable, explained and timely.
5

out of 5

POSTED: | BY: Amanda Siegman

Great

Very pleased with nationwide pet insurance. Received money back in a short amount of time! 😊
4

out of 5

POSTED: | BY: jacquie mcconnell

I love that health care decisions don't have to be made purely from a financial perspective

We have 2 dogs insured and I am happy that we have the coverage. Thinking about this particular claim I am not as satisfied as I have been for previous claims. I am not clear why certain items were not paid and I find the information difficult to follow. I really wit=sh that there was a place to view an overall summary of benefits paid - where we are with regards to the deductible. When it shows that the annual benefit have been paid or the total allowable has been paid, it would be really nice if that information was included. I am sure if I took the time to call I would get my questions answered. It just seems that it would be easy to provide a summary of the total paid vs the deductible and for items that have an allowable dollar amount - what the amount is would be great.
5

out of 5

POSTED: | BY: Matt Romelfanger

Fast, Easy Claim Processing

I purchased this insurance for both of our new Lab puppies and have been very pleased with both the coverage and the speed and ease of claims processing.
1

out of 5

POSTED: | BY: Anna Maria

Slow and unresponsive

I signed up for pet insurance through my employer after having assessed the pros and cons financially of obtaining full medical coverage for my fur baby. Although the cons would have won the argument, I did sign up for this coverage and decided that in order for my dog to stay healthy, I would have his teeth professionally cleaned since I’ve not been able ever to brush his teeth. It’s been months now that I submitted the claim and -NOTHING from Nationwide. On paper it seemed like great coverage, in reality it’s been abysmal.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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