Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Samantha Collins

Great insurance for our dog, provides us with a world of comfort for our pet care needs!

Nationwide provides excellent coverage for our dog's needs, whether it is for a routine checkup or sudden illness. We have comfort in knowing that Nationwide will help us with the cost of our dog's care. Nationwide makes it simple to submit invoices for reimbursement and directly deposits reimbursement. Highly recommend!
5

out of 5

POSTED: | BY: Laurie Brown

Amazing! Nationwide exceeds our expectations!

We were really skeptical in buying into pet insurance but when hubby's employer offered a great deal with Nationwide, we thought we would take a chance. After all the horror stories we heard about different pet insurance carriers, our expectations were pretty slim, to say the least. Well, let me tell you - Nationwide ROCKS!!! Best decision ever!
5

out of 5

POSTED: | BY: Gene Tartaglia

Coverage is thoughtful and complete!

I would recommend your insurance for all pet owners! Thank you
5

out of 5

POSTED: | BY: emil wolmut

it should all be so smooth...

insurance was paid quickly... the vet was awesome... everyone at every step uber professional
4

out of 5

POSTED: | BY: L James

Great Insurance but high premiums

We have used VPI / Nationwide Pet Insurance for 13 years. Our only complaint is the premiums jump so much they older the pet gets. For instance, between age 12 & 13, it is jumping almost $30 per month for our renewal. This is over $1000 per year + the $500 deductible. This is making it a choice we need to revisit upon renewal.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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