Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jackie

Reimbursed with vet expenses

When a emergency vet made us pay up front for my dogs treatment, and they ended up doing nothing for him, they only reimbursed part of their fees they charges us. We then took him to our vet for a second opinion where he ended up needing surgery. So we ended up paying triple the amount we should have in the end, Nationwide stepped in and helped us by reimbursing most of our vet bill. Thank you so much Nationwide!
5

out of 5

POSTED: | BY: J DeWald

Great insurance!

This company’s customer service and coverage have been great! They have answered all questions regarding coverage in a very timely and professional manner.
5

out of 5

POSTED: | BY: scott

excellent service

I have 3 dogs insured and have found the plan to be efficient and dependable. it has been a wise investment.
5

out of 5

POSTED: | BY: F Brennan

Nationwide stands by you.

As our boy has gotten older he has had a few unexpected medical incidents and having Nationwide Pet Insurance has been a blessing. My claims have been processed promptly and it’s great to know that they stand by me.
5

out of 5

POSTED: | BY: Priscilla Martinez

Great

So glad I purchased Nationwide Insurance for my dog. So easy to pay since its deducted from my paycheck. Ivr had to take my fog to the vet a few times and its cost me well over 500 dollars. I have the app, so sending my claims are so easy and convenient, the processing time is reasonable, and the reimbursement is convenient as it is deposited right to my account. I've also called the vet line and have no complaints there either. I feel that my dog is covered well with nationwide. I am aware not everything is covered. So far, most of my dogs treatments and meds are. I've recommend Nationwide to friends with pets and will continue to do so. Thank you.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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