Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: L James

Great Insurance but high premiums

We have used VPI / Nationwide Pet Insurance for 13 years. Our only complaint is the premiums jump so much they older the pet gets. For instance, between age 12 & 13, it is jumping almost $30 per month for our renewal. This is over $1000 per year + the $500 deductible. This is making it a choice we need to revisit upon renewal.
5

out of 5

POSTED: | BY: Tony Louangrathphithak

Nationwide has been great covering my vet expenses.

A+ customer service.
5

out of 5

POSTED: | BY: Sonda

Best pet insurance ever

Nationwide makes it easy to file claims and they pay promptly.
4

out of 5

POSTED: | BY: Tracy Patton

So far, So good

So far we've been pleased with Nationwide Pet Insurance. Sometimes it takes longer then the advertised 30 days for a claim to process, but not always. We only had one claim that took over 90 days, submitting the same paperwork multiple times, and a few phone calls to resolve. We felt that Nationwide was trying to find a reason to deny the claim, looking for a per-existing condition that would enable them not to pay. None existed and they finally paid the claim.
5

out of 5

POSTED: | BY: Loretta M

Easy no gimics

Except for my $100 deductible, my claims are paid relatively quick and without a hassle. I love that there is a vet on call to discuss issues. Claims could be process a bit quicker is my only criticism.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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