Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cathy Comeaux

Quick reimbursement in the mai. No haggling required.

I don’t skip vet visits, since I know costs will be covered.
4

out of 5

POSTED: | BY: Sheri

Paid as expected

The claim paid as I had expected which was nice. It was my first claim of the policy year so my deductible had to be factored in. The only thing, I do feel the claim takes a while to pay out. It wasn’t a complicated claim but still took about 3 weeks to pay. 3 weeks is probably great in healthcare claims but In the world of Amazon it feels like a life time!
5

out of 5

POSTED: | BY: sharon

Coverage is great and response time from Nationwide is very fast

I love having my dogs covered by Nationwide. They are responsive, helpful and always answer any questions I may have about coverage/treatment.
5

out of 5

POSTED: | BY: Mario Vitale

Review for service for Gracie

I would give Nationwide a solid rating and would buy their product again when needed. They have been prompt and fair with all of our claims and responded quickly to anything we asked for. While we have not taken advantage of it there is a great deal of support available to us from Nationwide on line.
5

out of 5

POSTED: | BY: Jessica Kane

So glad I have Pet Insurance with Nationwide!

I love not having to worry about how much a vet visit is going to cost when something comes up with Jack. I know that Nationwide will reimburse 90% in a timely manner. They've been reliable since day 1. I've compared policies with other providers and Nationwide had the best benefits for the price.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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