Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Stuart smith

The best pet insurance!

This is the best pet insurance. Great customer service. Thorough claims processing. Overall outstanding!
1

out of 5

POSTED: | BY: Leo

Bad experience

Complex process... Too much time to receive payment ... Bureaucracy... Low value for the money... Received just small part of the expenses
5

out of 5

POSTED: | BY: Jeff

Nationwide delivers on what they said they would

We have had several vet bills for one of our dogs and nationwide has paid use for each one. It has been refreshing to get what you pay for with no issues.
2

out of 5

POSTED: | BY: Robin

Used to Be the Best Insurance When It Was VPI Pet Insurance

I'm really upset that after years of being a loyal VPI customer and getting a great deal of financial help for both the big issues and wellness issues, I have gotten denied for more claims under Nationwide in one year than in all my VPI years combined. Additionally, I mentioned during one call that I was unhappy at the huge jumps in policy premiums on the accounts I've actually had to use for my pets. Again, the jumps were not as large under VPI, and this has become like people insurance: if you use it, you are penalized with higher premiums. It is noticeable on three pets where claims were made, but the increase was small on the pet for whom I've not made a claim in years. If not for the pre-existing condition clauses on other policies, I would be taking my business elsewhere.
5

out of 5

POSTED: | BY: Susan Cramer

Great

We have been quite happy with Nationwide Pet insurance. We have not received anything yet on a major surgery that we submitted but on our other claims they have been great .

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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