Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Carolyn Bilofsky

Best pet overage on the market

Worth every penny for thier full & prevention coverage.
5

out of 5

POSTED: | BY: Andrea

Easy process, quick reimbursement

I brought my dog in for a fecal exam, some vaccinations, and an overall wellness check. Upon the recommendations of the vet, we left the office with some medications. I was able to submit my itemized receipt and received almost a full reimbursement for the visit. I am very pleased with the service and process. It's quick and easy and I got a notification for a Chase payment soon after. Would recommend this to to any pet owner.
5

out of 5

POSTED: | BY: Ron Rue

Project your pet...it’s worth every penny

Very good company, very professional and helpful over the phone
5

out of 5

POSTED: | BY: Bradley

Excellent Service

I am so pleased on how well Nationiwide has treated us. Our little boy has been diagnosed with a serious illness. The Vet bills have been very expensive and we were very worried about how we would be able to afford to pay for the treatment. I will say that Nationwide has been a life saver to our needs and they are very professional about how they handle the claims. I have never once had an issue or a doubt. We were still in shock about how well Pet Insurance with Nationwide has performed. I knew there were policies out there but I had never tried them before. I am fortunate that Nationwide has partnered with my place of employment. Thank you so much Nationwide! We appreciate you!
5

out of 5

POSTED: | BY: Neal Winters

Great turn around and quick reimbursement

Our doodle had an ear infection one week followed by a bout of gastroenteritis. Our vet filed his claims for us and both were approved within a week or so and two checks arrived in the mail within a week of approval. These were expensive vet bills over $400 and $500 making a one year insurance premium on our Sam (labradoodle) so well worth it. We recouped most of our money spent out of pocket. Thank you Nationwide!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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