Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,800

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Joleen

Thank goodness we have pet insurance!

So thankful that we have this insurance! When Roxi tore her cranial cruciate ligament, and we found out that she needed surgery, we were overwhelmed by the cost of the procedure. We submitted the claim and received the payment prior to the credit card payment was due! I only wish that Nationwide would reimburse claims more quickly and have an easier process for getting excluded conditions removed from policies after the designated period of time has passed.
5

out of 5

POSTED: | BY: Linda

Ms

I go to the vet when Bandy has a heath problem and the insurance has been a big help.
4

out of 5

POSTED: | BY: Anita

Reimbursement could be faster than 4 weeks.

Very pleased with customer service. Friendly and helpful. Reimbursement took 4 weeks which is too long to wait for payment.9
5

out of 5

POSTED: | BY: Teresa

Pays in a timely manner and great service.

I have not had to use this insurance very often thankfully but when I have most recently for a holiday visit to the emergency vet. However, every time I have used it payment has been a timely manner. The few time I have had to call the service has been great. I recommend Nationwide whenever I can.
5

out of 5

POSTED: | BY: Daisy

I’m very happy I gave Nationwide a chance after reading all the negative reviews

So far, the insurance is great and has covered all of my dog’s medical expenses. I’ve very happy with the service.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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