Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sheri S

Great Coverage - Slow Processing

I love the coverage that Nationwide Pet Insurance provides. We originally had VPI then stayed with it when it became Nationwide. We have no complaints on the amount of money that is paid to us when a claim is filed and we have met the deductible. I do with wish claims were processed in a more timely manner as on average it takes 4 weeks. I also wish they had various deductibles that you could chose from instead of the $250 deductible. Other than those two issues, we are very happy with our Nationwide Pet Insurance. I have in the past contacted customer service and they were great resolving my issue. Yes, I am a "real" Nationwide customer.
5

out of 5

POSTED: | BY: Heidi Karn-Barker

great assistance with care

Our golden, Nola, is seven and a half years old. She developed small tumors on her eye and ear, and our vet recommended having them removed. The entire bill was covered by our pet insurance, otherwise I'm not sure we would have been able to afford the cost. We really appreciate Nationwide and the care they help provide for our pets, as we consider them part of our family.
5

out of 5

POSTED: | BY: Amy Janus

A blessing

Fiji broke his leg & Nationwide helped with 50% of the cost!
4

out of 5

POSTED: | BY: Mary Sarb

Happy

For the majority of the time I have been very happy with your pet insurance. However, I have noticed that the claims processing time has really slowed down. The last time, I had a clain that took over 2 months to process.
4

out of 5

POSTED: | BY: Rachel

Happy with Nationwide Pet Insurance

I've been with Nationwide for close to 9 years. I love the continuous improvements to the plans offered and the amount of reimbursement. I'm very interested in the new plan with almost 90% reimbursement and more in plan coverage.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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