Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Shaina Guttman

Great insurance with a slow turnaround time

It's great to have insurance on our pups because they tend to somehow get hurt a lot. My only complaint is having to cover costs and then get paid back versus having a card to use. We also have to submit so much claim information and the turnaround time takes forever. With our other dog we have had no issues, however with our pup we haven't gotten all the claims resolved yet and we are waiting for reimbursement. I'm glad to be working with Nationwide and highly recommend it, but just know you come out of pocket and the reimbursement takes a month or so.
5

out of 5

POSTED: | BY: Lina Weiss

Best Pet Insurance

You can tryly focus on the care of your pet. Submitting for reimbursements is fast and easy. Every step of the process is texed to let you know when to expect payment. Very fair analysis.
5

out of 5

POSTED: | BY: Kush Tandon

Rani is being taken care by Nation

I have Rani, a new six month old kitten. I think Nationwide Pet Insurance is taking care of her. For example, covering her shots and exams.
5

out of 5

POSTED: | BY: Cynthia Bobrow

I don’t worry about the vet bill, only my pets health.

Quick turnarounds with claims. Very easy to file a claim on line. I email everything and the payment goes right into my bank account. I don’t worry about the vet bill.
2

out of 5

POSTED: | BY: Yukiko Hanawa

Terrible rate of coverage

After surgery, the insurance refused to cover any of the bandage changes (each visit about $250~300). This is necessary, of course, but was "rejected" with the statement that it was "already paid for." It can not have been the case since this was required follow-up as part of the procedure. It's really unconscionable.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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