Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,800

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: phyllis

Thank goodness for Nationwide Pet Insurance !!!

Nationwide was there to help me with a claim for my dog Anya. She was hurt during a grooming accident and needed surgery. She is doing much better and healing well. The peace of mind of knowing you have insurance like this for your pet in times of unforeseen events is just amazing to have this type of insurance.
5

out of 5

POSTED: | BY: Kristen

Quick and painless

I submitted my claim and received a response and reimbursement in a quick and simple way. My payment auto transferred to my bank and I am very impressed!
2

out of 5

POSTED: | BY: Collin

Confused by policy and payments

I’m at confused by the entire process and reimbursement process. I also have yet to see a chart /data explaining to me why I should renew. Will probably not renew.
5

out of 5

POSTED: | BY: Winnie

Claims processing easy and reliable

Claims processing is easy and reliable in terms of processing time and the communication.
1

out of 5

POSTED: | BY: Cynthia

Auto claim response?

I've Pet Insurance for 20 years, 5 dogs. I submitted a claim Jan7th and called Jan 29th as I had not heard from this insurance. When I called I heard the claim had been denied. I submitted the usual invoices. I was asked to re-submit which I did. Next day I receive an email saying I did not submit the invoices. I called again and was informed that all the paperwork was correct and I didn't need to be concerned. I spoke with "Megan" today at 8:34am, I assume there is a disconnect in communication and auto emails are sent. I travel a great deal out of the country and don't always have wifi access. My dogs are now going to Heaven do to their ages and my vet bills are about 20K a year now, two don't have insurance. So, I need to have solid communication. I've had decent response over the years, however this lack of communication has been unclear.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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