Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tamara Safreed

Been with VPI now Nationwide for over 16 years with my previous Maltese Martini and now Oliver.

One of the most beneficial service is the 24/7 Vet Line.
1

out of 5

POSTED: | BY: Carla Woodward

Bait and Switch

I specially signed up because my dog had allergies. Claims were paid( never in a timly fashion I had to have my vets send paperwork numerous times) for a couple of years until she had a serious surgery. She was approved claim were paid and then we were told her skin allegies or anything related was a pre existing condition and now claims are being denied. This is why I got the insurance in the first place and even asked if it was covered. We also have been denied a claim Nationwide claimed it was a duplicate. It was a secondary surgery to correct complications and the amounts were completly different as was the paperwork. The attention to detail and poor excuses are frustrating. Also my dog had a chipped tooth once and is now denied any dental. Not all things are tied together.
5

out of 5

POSTED: | BY: Jillian

Thank you

Thank you for making the claims process easy.
5

out of 5

POSTED: | BY: Timothy Ungrady

Glad I have pet insurance!

I am very happy that I have Nationwide pet insurance. The insurance covers most of the expenses. Submitting claims is easy. The peace of mind can't be underestimated.
5

out of 5

POSTED: | BY: Candace L

Consistent and Worry Free

I have two dogs with Nationwide Pet Insurance. My experience has been, positive and consistent with answering claims and I enjoy the peace of mind I have with regular check-ups, maintaining the health with monthly medications and in the event of an emergency with my "furkids".

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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