Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Robin Mumford

Process was easy, professional with receiving a check back quickly

This was my 1st time having pet insurance, so I was somewhat sceptical about the process, but the form was easy to complete and the return was sent in a timely fashion. Would and did recommend this insurance to other pet owners.
3

out of 5

POSTED: | BY: Pamela Krochmal

Thinking about what I should do

I loved this company until I put a claim in for Logan’s leg and was refused coverage because it was something he had before. I will be checking other pet insurance companies. I have the letter from awhile ago, it has nothing to do with other claims I put in.
5

out of 5

POSTED: | BY: Beth Morris

Thanks for having our back!

We, like most pet owners, sometimes moan and groan when expenses are incurred but the insurance deductible hasn't been met yet. But when catastrophic events occur, we realize Nationwide is there for us to relieve some of the pain. Our Dane had back to back emergency surgeries and fortunately is recovering quite well. We thank our wonderful veterinarians for her outcome and we thank Nationwide for easing our pain with the costs. Thank you!
5

out of 5

POSTED: | BY: Cristian Carranza

It’s the best I’ve had

Love it but could be a little quicker
4

out of 5

POSTED: | BY: Doree A

I was disappointed that several bills were not covered

Follow up bills for renal check up we’re not covered
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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