Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Michelle

Claims with Nationwide Pet Insurance

I wish that Nationwide would offer choices for deductibles and would process claims in a more timely manner
5

out of 5

POSTED: | BY: Donna

Gracie's Fairy God Parents

My 7 year old Gracie has been through a lot from Tooth extractions, to bladder problems. Since 2 months old she has been insured by Nationwide and I am beyond pleased. Upon her last visit she needed multiple procedures, and I did not blink over payment knowing she was covered. I received a check not more than 2 weeks after her surgery! They cover almost everything in a comprehensive plan. Both my pups are covered and I would recommend them to any pet parent! Certainly eases my mind.
5

out of 5

POSTED: | BY: Meg

Relief

It’s relief to know that we can give five Maddie the best care that she deserves knowing we have the supper of our insurance plan. Our dog is our baby, and they have things happen unexpectedly just as we do. Thanks!
5

out of 5

POSTED: | BY: La

You folks are great. I’m happy with her insurance.

You’re the best. Thank You
5

out of 5

POSTED: | BY: Phoebe

I highly recommend this to everyone who has a pet!

I love my pet insurance. I love that they have the vet helpline, which has been so helpful when I’ve wanted to talk to a vet to see if I have an emergency on my hands. I’ve called the helpline a few times before taking my cat to the vet and they’ve been really helpful. I also love how much they cover, especially the flea medicine which can get expensive over time.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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