Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Louise

Nationwide provides excellent coverage,/ major medical plan

Nationwide customer service via phone are always pleasant to deal with, helpful answering questions about coverage, especially when my dog had to go to Vet ER Center. They always send an email to me asking about how my dog is doing whenever I file a claim. When your claim is processed you get a explanation of the benefits of services that were covered. And it also tells why some charges were not covered. You get an insurance booklet so you can review what diagnoses or surgeries that are covered and approx amount that will be paid. This booklet also tells you what services are not covered.Various factor have to be considered like meeting the annual deductible. If you wish you can check online for your pet s 'patient portal to track any claim that you have filed. I would definitely recommend Nationwide.
5

out of 5

POSTED: | BY: Paula

Well worth having insurance for our dog.

I’ve never had a problem with your company. When I send a bill to you I always hear right away through email. This is my second dog I’ve used the insurance on. It’s well worth it. They’re part of the family too!!
5

out of 5

POSTED: | BY: Kristin Evans

Peace of Mind + Hassle-Free = Invaluable Pet Care Partner

I am thrilled with the quality and ease of service that Nationwide provides us for the pet insurance we purchase for our pup. Customer service agents are accessible, friendly and helpful, and all claims have been processed exactly according to our coverage. The simple fact that we don't have to think twice about whether or not to opt for medical care for Ogie goes beyond monetary value - it's anxiety-free peace of mind. Thank you!
5

out of 5

POSTED: | BY: Gloria Doi

Worry free process for claims and LOVE the electronic payment system!

Your process with claims submitted by the vet's office is quick, easy and worry free! Love the automatic deposit feature for reimbursements of our claim. Also, the quick response to questions that I submitted about the reimbursement via the "contact us" feature on your website.
5

out of 5

POSTED: | BY: David R

Insurance that is REAL!

Excellent service and prompt payment!!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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