Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: David Binder

Very easy and fast claims process

Our pug puppy Nando has had a few minor health problems during his first year of life and we've been grateful to help Nationwide on our side. Submitting claims using the VitusVet app is extremely easy and claims have been processed quickly. I don't always remember the benefit limits and exceptions so have had to read the EOB or speak to Nationwide on a couple of occasions - those interactions always end with clarity. I feel the coverage is fair and good value, and gives me comfort that I won't ever be in a position where I have to sacrifice the quality of my pet's care out of fear that my insurance won't provide reasonable coverage. Thanks Nationwide!
5

out of 5

POSTED: | BY: Marjorie Athayde

Great insurance!

This is the best pet insurance available - better than some human health insurance policies! They pay promptly and the representatives are always receptive and helpful. Your problem is usually solved within minutes. Highly recommend this company!
4

out of 5

POSTED: | BY: Kathleen B.

Good pet insurance, but too expensive for me.

Good pet insurance, but too expensive for me.
5

out of 5

POSTED: | BY: Deng Chen

Good

Really glad that I chose the Nationwide pet insurance, helped a lot!
4

out of 5

POSTED: | BY: Stephanie TURNBULL

Mostly good, BUT...

You're VERY slow at paying, taking over a month, sometimes 2!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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