Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: JAMES W

So far I'm very pleased. Nationwide has been easy to deal with

I'm pleased so far. Submitting claims was easy, and payment was processed fairly quickly.
5

out of 5

POSTED: | BY: Robin Gingras

Already paid for itself

I have no complaints and I'm very happy with the plan. It's already paid for itself at least twice over and I am glad I can take Oscar to the vet without having to worry about expense. Thanks!
5

out of 5

POSTED: | BY: Michelle

Worth the money

I was grateful to learn that part of the treatment for Irish's second hot spot was covered. He was miserable at first, and I was worried about the bills. Given this past year was rough financially, I considered dropping the insurance but decided not to. Then, when Irish needed care, having a portion of it reimbursed made me feel that keeping pet insurance was a good idea.
5

out of 5

POSTED: | BY: Jacob

Best coverage

I love their 90% coverage with no maximum and $100 deductible. It is easy and you never have to worry about vet costs again.
5

out of 5

POSTED: | BY: Patricia McKee

You are prompt and your statements are easily read.

You are very helpful. I'm so glad to have you as provider.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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