Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Warren

Accurate but slow

Been pretty happy with Pet Insurance except for the long wait times for claim reimbursements.
5

out of 5

POSTED: | BY: Nickie Howard

The biggest help!!! Thank you!!!

Such a big help when you’re a single pet parent. 😊 expenses can get crazy sometimes and before I found this insurance I was paying everything out of pocket. Sometimes in an emergency you don’t always have that money on hand. So now I don’t have to worry so much.
5

out of 5

POSTED: | BY: Addie

Easy filing process, no questions, great follow-through

We put Richard on VPI (Nationwide) when he was a puppy; no questions knowing he was a bulldog. 6 years later, he had a torn ACL and a torn MCL —- a full TPLO, a metal plate, and 6 screws later, he’s a brand new man! We had never used his insurance before the surgery, and never questioned whether Nationwide would cover his costs when it came time. We were referred to a top-orthopod in town for his bully knees and his special surgery needs. Nationwide took care of Richard ever step of the way. We can’t thank them enough. I recommend Nationwide to everyone I know. I will always keep our dogs with Nationwide.
5

out of 5

POSTED: | BY: Gina Kazimir

Took a while to process the claim, but otherwise a perfect experience

I used the online portal built into my vet's system for this claim - which I loved doing. The only downside is that it took quite a bit longer to process this claim than it had in the past when I mailed them in. That long processing time - well over a month - is what prevented a perfect score.
5

out of 5

POSTED: | BY: Allan Cox

Good Insurance value for pricing

Yes, so far the insurance and the process has been reasonably easy

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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