Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Annette Johnson

Nationwide REALLY is on MY Side

I am absolutely amazed and impressed with the pet policies through Nationwide!!! I have three dogs, all covered by Nationwide. The company is wonderful. My dog, Thor was recently diagnosed with cancer (he is only 5). Nationwide has given me the ability to make life altering decisions for Thor!! He is pain free and has quality of life. Thank you, Nationwide. Having a pet with cancer has been less traumatic knowing you have my back!!
5

out of 5

POSTED: | BY: Julieanne Easterling

Great protection for kyour pet

This is great pet insurance. The claims are extremely easy to file. I am very glad that I have this protection for my cat and dog
5

out of 5

POSTED: | BY: Deborah Barrett

I’m very pleased with the coverage and service.

I’m very pleased with the coverage. It has already saved me hundreds of dollars and I’ve only been a client for seven months. I highly recommend this program.
2

out of 5

POSTED: | BY: David Friend

Promises Promises

When I enrolled I was told pre-existing conditions like ear infections are covered after six months of no recurrence. I've appealed and appealed and all I get are letters saying you need another 30 days to review. Not happy!
4

out of 5

POSTED: | BY: Warren

Accurate but slow

Been pretty happy with Pet Insurance except for the long wait times for claim reimbursements.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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