Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dave Eck

Outstanding customer support. Should have subscribed years ago!

Always very timely and supportive of our claims. Generally skeptical of insurance companies and what they will agree to cover, but Nationwide has been a pleasant surprise, accepting claims for virtually all of my dog's health care needs. I wish they provided health insurance for people!
5

out of 5

POSTED: | BY: Camille

Very Happy with Nationwide Pet Insurance

Nationwide Pet Insurance is very caring towards my pet, professional and easy to do business with.
5

out of 5

POSTED: | BY: PATRICIA BLAKE

Well worth the money

I find every time I submit a claim, it’s processed quickly, they communicate well, and the amount they reimburse me is fair.
5

out of 5

POSTED: | BY: Margaret O’abriendo

Very good service

Very glad we have Nationwide for our insurance for our four dogs. They definitely help with our veterinary costs.
3

out of 5

POSTED: | BY: Chelsea McGee

Slow reimbursement

Claims are handled slowly; and if several claims are done ranging in time from one month to one day, it seems like they are all done at once when it is convenient for the reviewer. I’m glad to get reimbursed, but it would be nice to get it sooner as per bills can often be costly.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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