Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kimberly Rice

Nationwide Pet coverage to the rescue!

Hannah had an allergy flair up that progressed to a skin infection. She was miserable and ended up at the vet MULTIPLE times during the holidays. The bills stacked up and the allergy med was very expensive. Add repeated office appointments, ear meds and skin sprays all un expected expenses during a time of year where budgets are already stretched--it was a situation that easily could have played Grinch to our Christmas spending. Thankfully, Nationwide allowed QUICK email form submission and prompt reimbursements. I was able to easily manage the care Hannah needed at our regular vet and not worry about the expense being a hardship for the family.
3

out of 5

POSTED: | BY: Katie Debner

Ignored my claim letter, did not compensate for my dogs major injury “fibrocartilagenous embolism” even though it’s covered

My dog Oklee had an FCE in June. Nationwide covered a decent amount of what is on my major medical plan, except they did not cover any portion of his FCE!! I am furious at this. I have called and I was directed to send an explanation letter with all his paperwork and I heard nothing back. I have submitted multiple fce claims with no coverage. I have been a loyal insurance holder and I am incredibly frustrated with this.
5

out of 5

POSTED: | BY: Ann Marie

Nationwide Pet Insurance has really helped with Leah and all her Dental problems. I really appreciate it.

I am very pleased with Nationwide Pet Insurance.
5

out of 5

POSTED: | BY: Sally Campbell

I was so happy to have Nationwide Pet Insurance

It took the stress off of the bills and allowed us to focus on getting our baby better
5

out of 5

POSTED: | BY: Dave Eck

Outstanding customer support. Should have subscribed years ago!

Always very timely and supportive of our claims. Generally skeptical of insurance companies and what they will agree to cover, but Nationwide has been a pleasant surprise, accepting claims for virtually all of my dog's health care needs. I wish they provided health insurance for people!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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