Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Torey Harkins

My baby wouldn't be alive today if I didn't have this insurance!

In today's economy, every penny has to go so much further than it did before. I struggled with adding monthly insurance premiums for my furbaby to my budget but am I glad I did. As a result of having this insurance, I was able to give my baby the life saving treatment he needed and wasn't faced with the heart wrenching reality of having to put my pet down because I couldn't afford treatment. Thank you for saving my baby for a longer lifetime of love and happiness!
5

out of 5

POSTED: | BY: Janet Lovus

Awesome

Very easy to submit claims and efficient processing.
5

out of 5

POSTED: | BY: Joe Dapper

Nationwide Pet Insurance is OUTSTANDING!

This was the second claim we filed for our Lab through Nationwide, and both times they were processed and paid very quickly, and communication from Nationwide throughout the process was excellent. I will always recommend Nationwide Pet Insurance, and glad our dog is covered by them!
5

out of 5

POSTED: | BY: Theresa Tavares

I love having piece of mind

I love having piece of mind when it comes to my dog’s health care. It is wonderful to take him to the vet for care and know that I will receive any money i have spent back. I never have to worry about whether i have the money to take him to the vet for care. Because it is almost always a covered expense. It has been my best investment, beside my wonderful dog Theo!
2

out of 5

POSTED: | BY: Bob

Great in theory, difficult and timely in practice.

The process and formality of pre existing conditions is arbitrary and subjective from the start. My dog was treated for POSSIBLE UTI when we first got her. She was not tested or diagnosed, but this caused her to have a generic pre existing condition that is determined to be valid at any possible time whether even if our veterinarian directly contradicts the insurance company. Then disputing the claim falls on deaf ears too. On claims that are covered, the insurance works as it should but it does take nearly 30 days every time before you get reimbursed.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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