Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Erica Downing

Best thing I have done for my pets!

The claims are always made easy and love that now it gets deposited directly into my bank. This was one of the best decisions I have made to add Pet Insurance! The company is also very thoughtful and helpful. Would highly recommend.
5

out of 5

POSTED: | BY: Sheila M

Good policy—provides good service and great peace of mind.

My dog was attacked by some wild animal. I submitted three claims in all, and after the annual deductible, all costs were paid. I wish I could have submitted my claim by email, but my scans of the vet bills didn't go through, so I had to mail them. That slowed down the payment but I liked being able to check on the website to see the status of the claim
5

out of 5

POSTED: | BY: Marie DePietro

The best quick reimbursement no hassles

Form the vet fills out fair and quick reimbursement no hassle
5

out of 5

POSTED: | BY: Barbara Witlin

Very reliable and easy to process insurance claims

I have been a customer of Nationwide insurance since my dog is a puppy. Very easy to put in claims. Response time is excellent for an insurance company. Although my dog has had several minor problems (fortunately) this insurance has given me peace of mind each time I have had to visit my vet. Pet bills are extremely high today and with lthis insurance I need not worry that it will put me in a financial situation that I don't want, especially since I am a very senior citizen.
5

out of 5

POSTED: | BY: Silvia

Satisfied

I have been recommending this insurance to all my friends. I was very happy you honored my claim. This illness is covered on my policy but I heard bad things about other pet insurance companies. I have been your customer for over 7 years and have sent very few claims, maybe 4? I will be adopting another dog soon, and I will make an addition to my policy Thank you! Silvia Acosta
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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