Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lisa

Simple and Easy

Working with Nationwide has been a simple and easy process. They respond via email and traditional mail to confirm receipt of a claim and provide a rationale as to why or how much of a claim has been covered. I am never left wondering where the claim is, what was approved and why it was or was not approved.
5

out of 5

POSTED: | BY: Stephanie

Excellent and timely customer service

Working with Nationwide is a pleasure. The process for filing claims is simple, reimbursement is quick and convenient.
5

out of 5

POSTED: | BY: Judi

Quicker than I thought

I've had my policy for almost a year and have submitted claims on an infrequent basis. Until last month none of them have qualified for reimbursement (luckily, I guess). I filed the claim, signed up for automatic reimbursement and was surprised at how quickly the deposit came through. Thank you.
5

out of 5

POSTED: | BY: Sara

Surprisingly easy!

Before I had pet insurance, I thought it would be a waste of money. I decided to try it out when we adopted our first puppy and we are soooo glad we did. I bought the insurance through an employer discount and it is such a great deal. Uploading claim information through their app is super simple and fast. Thanks, Nationwide!
5

out of 5

POSTED: | BY: Elizabeth

Excellent Service

Nationwide makes it easy to file a claim. The response is prompt and efficient.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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