Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sue Bugajsky

Best pet insurance to buy.

Best pet insurance, low deductible, covers wellness, worth every penny. Prompt claim processing, easy claim submission.
5

out of 5

POSTED: | BY: Sue Bugajsky

Best pet insurance ever!

Customer service is excellent. Well pet coverage is excellent! Time for processing claims is excellent!
4

out of 5

POSTED: | BY: Gregory V

Very Happy with the Process and Results

The claims process very very straight forward and the outcome was as we expected.
1

out of 5

POSTED: | BY: Jenna meacham

Insensitive uncaring money hoarders

I am so disappointed by nationwide today. I submitted a second claim for my cat who was diagnosed with cancer and had to be put down. The claim is not being paid without past medical history, even though she didnt have any health problems prior to this, therefore I have no past medical history. We are being accused of getting a cancer diagnosis before getting her insurance policy which is absolutely ridiculous. She got sick and died within a month, there is no way we could have kept her alive through this ailment. On top of that after explaining on the phone that she passed away to one of your agents I still got an email saying that nationwide hopes she is feeling better and how glad they were they could help pay. Well she isn’t feeling better thanks for reminding me she’s dead. And you didn’t pay for it. We’re still out $2500 despite getting pet insurance. What peice of mind I had from having insurance is gone and now I am considering canceling my dogs policy.
5

out of 5

POSTED: | BY: Carmen Davis

Thank God we have this policy

We have a 3 year old Labrador that has had to have back to back surgeries due to multiple injuries. Thanks to Nationwide we are able to get the care for him he needs.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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