Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,594

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: Cara

Such a hassle

It has taken multiple submissions, and refutations, to get any money from this company. They are still denying claims related to a kidney/urine related condition my vet was testing her for. They claim it was a pre-existing condition. It was not. My vet has offered to call and help to fight the denials of these claims. I am worried they will deny her recent emergency vet bills as well. I pay for pet insurance for what? To give Nationwide money and then not get reimbursed? What a terrible experience. I have heard Healthy Paws is much better, and even covers wellness visits. I wish I would have gone with them, and am considering doing so once this policy is up.
5

out of 5

POSTED: | BY: Derek

Appreciate the coverage, even though it only covered a portion of the overall bill.

Helped offset some of the cost, but coverage limits do not cover enough for this procedure ( gastro- intestinal foreign body)
5

out of 5

POSTED: | BY: Arloa

Peace of mind

Nationwide Pet Insurance is a must for any pet owner! I have the Whole Pet With Wellness on two of my pets and it has been so comforting to know that anything that comes up is covered, from checkups to dental care and more. We have two cats with asthma and one who just had to have extensive dental work. I love that budgetary constraints are a non-issue because of the insurance so we can always make sure that anything they need is taken care of and we can get them the best care possible! Claims are super easy to submit and always processed before the credit card bill is due.
5

out of 5

POSTED: | BY: Shari

Glad we have pet insurance

Last claims took a little too long to process
5

out of 5

POSTED: | BY: Athian

Great service

Great service, app is easy to use
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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