Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,744

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Alma

We are so lucky to have Nationwide pet insurace

We were a bit stressed because we thought we were going to have issues with the insurance reimbursement but we had no issues at all. everything was so easy and smooth. When we received the email regarding the reimbursement I was so happy and relieved. Thank goodness we have pet insurance because it's not cheap to have pets. Thank you Nationwide you guys are awesome!!
4

out of 5

POSTED: | BY: CW

Hope fading

A great product but it is getting increasingly expensive really fast.
5

out of 5

POSTED: | BY: Melissa

Thank you for helping us get Marni through her TPLO surgery & rehab!

Marni had TPLO surgery on her left knee in December. She has healed beautifully but we are so thrilled that we had Nationwide's Pet Insurance to help defray the expense of this expensive surgery & her rehabilitation. It was a great help! Marni still has to go back for her final check-up & x-rays but we are expecting a perfect report because she has done so well! Thank you!
5

out of 5

POSTED: | BY: Adel

Easy and worthwhile

Claims are super easy to submit, even with mixed receipts that contain both covered and non covered issues. Claims to take some time typically 30 days but well worth it when you spend $500 and get a return of $450. Great coverage!
5

out of 5

POSTED: | BY: EUGENE

NOT BAD AT ALL

VERY GOOD
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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