Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,738

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: ADAM

Waiting until term ends to move elsewhere

Your claims process is overly paper based and hard to understand. Your coverage is limited, with some basic maintenance excluded. You have no app or easy way to check claims status and the website is antiquated.
5

out of 5

POSTED: | BY: Sarah

Happy with my insurance!

I am very happy with everything so far. The claims process is pretty smooth other than a few bumps in the road with my first claims but that was just me figuring everything out.
5

out of 5

POSTED: | BY: Sharon

It's a relief to know my pet is cover by a great reliable insurance company.

We have nothing but good things to say about this company. We have submitted several claims and they have paid us quickly. I have called about several questions and they were extremely nice on the phone and made sure to answer any questions I had. They were highly recommended by my vets office and I can certainly see why.
5

out of 5

POSTED: | BY: Rick

I'm grateful that I can give my "kids" the help they might need.

I highly recommend Nationwide pet insurance. You know your giving your "kids" the best care.
5

out of 5

POSTED: | BY: Anthony

great service

Nationwide was very quick to process our claims!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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