Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,738

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Meaghan

Very glad I purchased insurance for nash through nation wide!

Very glad I purchased insurance for nash through nation wide!
5

out of 5

POSTED: | BY: Ken

I’ve been very satisfied with Nationwide.

I have been very satisfied with Nationwide. I have to try submitting a claim online. Submitting by mail does take a long time. I’m never sure if the claim was received.
5

out of 5

POSTED: | BY: Charlene

Ease of Mind

I know there are many negative reviews for Nationwide and I feel sympathy for those families who are frustrated by Nationwide's policies. However, I have only positive things to say about my cat's insurance. This is actually my second review for Nationwide because, though my cat is less than 2 years old, he's had two very major health issues and Nationwide has been there for me for each. In November of 2017, my cat underwent 3 separate surgeries to deal with his cryptorchidism and also stayed overnight at the vet's office after complications from surgery. The total cost in care was over $3000. Nationwide reimbursed me 90% of that cost, no questions asked. I thought that it would be a long time before I would have such major vet bills again. Unfortunately, in December of 2018, I noticed my cat was lethargic during the day and had begun eating his litter. I took him to his vet who quickly discovered that my cat was severely anemic. His red blood cell counts were low enough that we were referred a specialty vet immediately. To find the cause of his anemia, my cat underwent thorough blood testing, as well as a biopsy. The vets were looking for at everything--FeLV, blood parasites, bone cancer, autoimmune disorders--it was all bad. The tests and overnight stays totaled to over $5000. Nationwide covered 90% of it all again without question. My cat is now doing well but has expensive vet visits every month. I am grateful for Nationwide who has been there with me every step of the way. I can't speak for other pet owners who have had negative experiences with this insurance company but without Nationwide, I would not have been able to make some of the health decisions for my cat that I did.
5

out of 5

POSTED: | BY: Christina

Great!

Service has been great!
5

out of 5

POSTED: | BY: Tricia

Best Pet Insurance, Ever

I LOVE LOVE LOVE Nationwide Pet Insurance. I have a purebred German Shepherd who always seems to be having health issues going on. After my first out of pocket medical costs when I first got her a little over two years ago costing me well over $5,000, that I did not have at the time mind you, I knew I needed to get some help with medical costs for the future. The low yearly deductible and what seems to be the smallest monthly bill I have, it pays for itself in the first visit of the year which always seems to be the flea and tick and summer weather preventative! I couldnt imagine not having health insurance on my girl and I HIGHLY HIGHLY recommend pet insurance to all of my friends looking to get a fur baby! Thanks for all you do, Nationwide! I truly couldn't keep my expensive, sickly girl without you guys!!! Thanks for always taking care of her from the sidelines!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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