Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rose Jones

Very happy with the handling of the recent claim.

Very good coverage and easy, prom service
5

out of 5

POSTED: | BY: Jennifer

Great customer service

Very easy to submit claims through the app. I really am glad to have this for my dog as she is getting older and you never know what can come up. It makes me feel better knowing I have her covered.
4

out of 5

POSTED: | BY: Amy Finseth

Claim processing time

It’s been helpful to have help with bills, however paying upfront and waiting for a month or more for reimbursement is too long & puts a strain on finances when you have insurance to help alleviate this issue.
5

out of 5

POSTED: | BY: Julie Goss

AMAZING

Nationwide has been amazing. As an active puppy Ginger tends to find bees and bushes and such that cause some owies. Nationwide coverage has been amazing. Their customer service is above and beyond and I would highly reccomend them to anyone.
5

out of 5

POSTED: | BY: Patty Christensen

Hassle free claim submission and processing.

Lack of coverage for pre-existing conditions is a little disappointing, but definitely make up for it with ease of claim submission and rapid processing and re-embursement for covered visits.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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