5
out of 5
POSTED: | BY: Kenda Erickson
Puppy Wellness
Filing my reimbursement claim for my puppy's wellness visit with vaccines was effortless.
4.8
out of 5
Number of reviews 21,417
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Denise Ross
Thanks for your help in paying for my boy's much needed care.
I'mglad I have pet insurance for my dog(s).
5
out of 5
POSTED: | BY: Pat Francis
So Greatful for the coverage!
So Grateful for Nationwide service and always the concern for my pet. When I first took out my dog's insurance I wasn't expecting any major event, but only 30 days into the coverage my little Maltese had to have emergency life threatening surgery. Nationwide covered all but my deductible. Recently another scary diagnose and National wide was there to cover the cost. So worth the monthly premium and grateful for their follow up concerns. Highly recommend!
1
out of 5
POSTED: | BY: Nicole
Major Medical is a scam.
My 9 month old Great Dane puppy was insured under the Major Medical plan with Nationwide. This way, if we had an emergency, we would be covered. He was not eligible for the Whole Pet plan since he was under 1, so we had been waiting patiently to change to that. When he went lame overnight, and the vet did not have a clear diagnosis in the beginning, Nationwide denied our claim because of a lack to diagnosis. So then they gave a diagnosis of septic arthritis. Eventually, after many expensive tests and treatment, and over 5 weeks of him being sick and multiple hospitalizations, we racked up bills totaling $10,000. Nationwide paid out about $1,100. Most were denied. Ultimately, he was found to have had a strep infection. A combination of surgery to drain the fluid, and an IV with antibiotics and steroids, he was completely cured. Now that he is over a year old, and I want to renew my policy, Nationwide says he is ineligible and they will cancel him. They say he has diagnosis, so they will cancel us before we can go to the better, more comprehensive plan.
5
out of 5
POSTED: | BY: Sue Hinton
Nationwide has been excellent taking care of ChiChi’s
Every claim that we have submitted has been taken care of promptly.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.