Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dana

Nationwide is a great insurance company for your pet... very supportive

I am very surprised and happy how supportive Nationwide is... it has given me peace of mind over the years... now that Bella is older they have been great about paying fir services.
5

out of 5

POSTED: | BY: Michael

Great Pet Insurance

This is hands down the best pet insurance out there. The have done everything they promised when I first signed up. Thanks Nationwide!!!
3

out of 5

POSTED: | BY: Robert

Claims Processing Needs Improvement

I find that the overall claims processing needs improvement, 1, takes to long to pay claims, waiting up to 30 days for claims payment is far to long these days 2. how to submit claims should be more automated. Yes you may offer a claims form with some information pre-filled but then you need to print that form to sign it, then upload that form and then create an email and attach and send off. Does having to sign the form really make a difference. The process should be designed so that you can complete a claim form online and then upload the receipts to attach to it. 3. Receiving payment and having to use another service. Why can't the electronic payment be integrated within Nationwide web app. Now you get a notice that there is a payment=. You need to go to another application to request the movement of $.
5

out of 5

POSTED: | BY: Sandra

So Happy with decision to purchase this insurance for our dogs years ago.

We purchased health insurance for our two dogs many years ago. For us it has been so worthwhile. The coverage for both well and sick care is excellent. It makes the decisions about specific tests and unusual care easier knowing we have help with the cost. I highly recommend people with pets to consider getting this.
5

out of 5

POSTED: | BY: Dan

Easy and efficient

Easy and Efficient

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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