Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Therese Sellas

Completely satisfied

I have been so happy with my VPI/Nationwide Pet insurance. The claims process is easy, the reimbursements are quick, and the coverage is great. I recommend this insurance to all of my pay parent friends and will continue to purchase for any pets that come into my like in the future. It’s worth every penny!
5

out of 5

POSTED: | BY: Sharon Green

Great customer care during my claim

Filed a claim for my Persian. I had not saved up for the expense of the Vet bill but VPI/Nationwide took care of getting me reimbursed within a month. I was very pleased
5

out of 5

POSTED: | BY: Teresita Diegor

Great service on claim processing, sharing of health/care info about pets

So far, I'm very happy with Nationwide's coverage of my two babies. I hope this continues, especially now that both of them are entering their senior years. Keep sending those helpful tips on pet care as well.
5

out of 5

POSTED: | BY: Mike Benedetti

Nationwide has exceeded my expectations

very satisfied with the overall service
2

out of 5

POSTED: | BY: Molly Reid

Not as great as I thought

Customer Service continuously gets worse with each call, surely not as nice as the sales team!! Claims take a long time! Disputes take a long time! They put a preexisting condition on my dog which is now excluded. It was something that was never diagnosed. Still waiting for the response for that dispute. I tried to upgrade my 1 year old dog’s plan, but they said I have to wait until September (by then the dog will be older and it will cost more)! Not sure it is all worth it....unless and they love to tell you unless, your dog suddenly needs surgery or has an emergency! Will look into other companies as my vet has recommended
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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