Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tracy

So impressed.

The Vet Helpline is wonderful-conscientious, knowledgeable and thorough. The claims are easy to file and payment was quick.
5

out of 5

POSTED: | BY: Richard

Great service

I was surprised at the level of reimbursement. Great insurance keeps us from putting off health care needs of our dogs due to expense.
5

out of 5

POSTED: | BY: Amanda

Love emailing claims; hate faxing re-submittals to EOBs

I am so happy that claims can be submitted easily via attaching a PDF to an email! Whether it does or not, I like to think that it speeds up the process. I reached an unfortunate point where I failed to submit a diagnosis for one item on an invoice and am needing to either fax or mail in my response. I do not have access to a copy machine that is hooked up to fax because it's somewhat of a lost art.. and snail mail just adds days to my submittal. I do wish I could just email it in the same way I file my claims, but going by the instruction from my EOB, these are the only options.
5

out of 5

POSTED: | BY: Andrea

We absolutely love Nationwide Pet Insurance.

We are SO HAPPY that we chose Nationwide Pet Insurance. It’s very simple to fill out the online pre-filled claim forms. NW has paid every claim, as promised, from the very start of our coverage. My dog receives the best care that we can give her and we never have to worry about not being able to afford an emergency or wellness care. I tell every pet owner, family member, vet and friend that they cannot go wrong with Nationwide.
5

out of 5

POSTED: | BY: Shengru

Very good customer service

Wonderful experience with the pet insurance policy. Service is great and reimbursement was timely.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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