Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Donna

Great customer service.

Very helpful in purchasing this insurance. Quick review of submitted claim and reimbursement. I had Nationwide insurance with my Siberian Husky for 15 1/2 years.
4

out of 5

POSTED: | BY: Ayla

Still waiting for a return call to explain exclusions

We have had tour company for years and were very happy with our last dog. I was sent a letter stating we had exclusions now. I called and the person said they had never seen this before and that she was off in a few minutes but set a call up for the next day and I never heard from anyone. We had our dogs dna done and he has no allergies but nationwide is excluding that and something with aggression. He is a rescue and we have spent thousands on training and he is a model dog but he had been beaten and is afraid of new people at first . After he knows you he is a lover. I am still needing an explanation please.
5

out of 5

POSTED: | BY: Crystal

Awesome 👏

Such an easy process!
5

out of 5

POSTED: | BY: Karen

My only negative is the length of time to process the claim and get paid.

I have had my 2 Labs covered by Nationwide Pet Insurance for several years. It’s been a great ease of mind knowing that there is a safety net to help our animals if something major goes wrong.
5

out of 5

POSTED: | BY: maggie

User unfriendly

The automatic pay into your bank account is very confusing

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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