Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,604

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kathy

Thanks for help me care for my pet.

I have been very pleased with my Nationwide Policy. Vet visits can be very costly, I want to make sure to give my dog the best care I can . Not worrying about the bill takes a big load off me.
5

out of 5

POSTED: | BY: Sachi

Thank you

Thank you
5

out of 5

POSTED: | BY: Carolyn

Only thing a little difficult is trying to get claims deposited through ACH. I was set up initially, but doesn’t happen now.

I’m almost completely pleased to my pet policy. Just wish it was easier to get direct payment to the bank.
5

out of 5

POSTED: | BY: George

Excellent service and easy claims

Pet insurance wasn't something on my mind when we first took our puppy home but after a little convincing from some friends about how costly vet visits an be, we decided to go through Nationwide as part of my employer's offer. The signing up was pretty straight forward with a waiting period until the first of next month. Using the mobile app to file some claims is a snap and our vet actually does 90% of the filing for us and we automatically get reimbursed. Overall, I love how streamlined and easy it is. I just hope the rates won't go up too much as I've heard that some the rates can go up over the years.
4

out of 5

POSTED: | BY: Matt

Submitting a claim is easy

I submit my claims via email and it's easy to attach a pre-filled claim form and also a receipt. Claims take a bit of time to process, but once they are, it's easy to transfer funds all online. Policy can be somewhat confusing as to what is covered/not covered, but they have guides online and people ready to help on the phone, which I have used before and had positive experiences with.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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