Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lilian

Thank you Nationwide!

I am so glad I have Nationwide Pet Insurance. My doggie has to surgery to correct his grade 4 MPL. I have peace of mind should my dogs need unexpected sickness or surgery. I got re-imbursed in exactly 2 weeks after filing my claim. Thank you Nationwide!
5

out of 5

POSTED: | BY: Debora

They been terrific for my baby for 14 years!

VPI/Nationwide have been terrific for my Pom for 14 years, and she’s had her share of troubles. There was a large jump in prices this year, way more than just due to an age increase, which almost priced me out. Also, make sure you insure from the time your dog is a puppy so you don’t have to deal with pre-existing condition exclusions.
5

out of 5

POSTED: | BY: Crystal

Great Insurance!

Nationwide paid all my claims in a timely fashion.Using the VitusVet app made submitting claims super easy.
5

out of 5

POSTED: | BY: cathleen

Easy, efficient and great customer service.

I recommend this insurance to everyone i know that has a pet. I cannot imagine being without it.
5

out of 5

POSTED: | BY: Mac

sunday visis

Was very relieved to be reimbursed for our visit on a Sunday. Mac was diagnosed with a back issue and had to have x rays. Not only was I relieved our vet (& friend) took the time for an emergency on a Sunday, but SO happy to received a check which helped cover a good part of the charges. Poor Mac has seemed to have issue after issue. It gives a sense of relief to know we have some help in covering what would be very high costs. Thank you!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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