Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jeanine Stark

So thankful

I never bought pet insurance before and was skeptical. I’ve heard of a lot of complaints about other companies and lots of positive reviews about Nationwide. The positive reviews were true, Nationwide came through without any hassles! Thank you!!
5

out of 5

POSTED: | BY: Marat Bleykhman

Great insurance and service

Thank you
5

out of 5

POSTED: | BY: Maggie

Excellent Service

Thank you for being so responsive when it comes to reimbursement of claims. I'm happy I purchased the insurance and glad to have it when I need it.
5

out of 5

POSTED: | BY: Cynthia Haakana

Great converse and ease

Great coverage, ease and help.
3

out of 5

POSTED: | BY: Marc Schaeffer

Service deterioration

Over the past year, Nationwide's service has deteriorated. It took over two months to review a simple request to remove a pre-existing limitation when all that was necessary was to read a few pages of records to see that the condition had been gone for over 6 months. Also, it took over 30 days to process a simple claim for an antibiotic. Also, I am anticipating an unusually large increase in my premium.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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