Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,604

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jerome

Grateful on how timely claims are handle

Really appreciate how timely claims are processed with no fuss.
5

out of 5

POSTED: | BY: Jennifer

Peace of mind

Peace of mind is the biggest benefit to our family. We never have to worry if we’ll be able to afford something needed for our dogs. I tell everyone about Nationwide! We call it our dogs’ health insurance. :) We also really like the app for submitting claims now. Very, very convenient!!
3

out of 5

POSTED: | BY: Erika

Like any insurance company, watch out for what is termed a "pre-existing condition"

See above
5

out of 5

POSTED: | BY: Jamie

Well worth it!

I'm VERY pleased with Nationwide. Not many other pet insurance companies will cover both illness and wellness. I was skeptical at first, but this policy has been extremely well worth it! Very pleased.
5

out of 5

POSTED: | BY: Gregory

My long standing relationship with Nationwide Pet Insurance has been wonderful and will continue into the future.

I have maintained pet insurance on my dogs for over 12 years with Nationwide (previously Veterinary Pet Insurance). My most recent expense claim for my 4 year old dog Sophie was over $6000.00 which was needed for necessary back surgery. The claim processing was seamless and the reimbursement rate of 90% was substantial. For me, pet insurance has proven to be very beneficial on more than one occasion and will be continued as long as I have my furry little family members.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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