Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Maritza

Great service and understanding staff

Having pet insurance with nationwide has been great. Claims are paid and staff help you each steps you need. Great job nationwide pet insurance.
5

out of 5

POSTED: | BY: Sandra

Couldn't be happier

Nationwide is wonderful! Filing a claim is a breeze and my claim was paid in about 3 weeks with no questions asked.
5

out of 5

POSTED: | BY: Pg

Best Pet Insurance

I’ve been using this company to insure all my pets for over 20 years and they are easy to work with and provide great coverage.
5

out of 5

POSTED: | BY: Deborah

Great insurance I wish my medical service provider was as good and helpful

Great insurance, great service, great coverage and really nice people every time you call. I love the VitusVet app where you can submit your claims too!
1

out of 5

POSTED: | BY: Judy

Huge premium increase- stay away!

Bought the Whole pet with wellness plan for my fur baby and now Nationwide increased the premium $150! Seriously?! They stated it was an increase across the board due to an increase in healthcare costs and member usage. Other insurance plans that don’t pay for wellness and have no limits or maximum payouts are way less expensive, so their excuse is just that- an excuse to rip you off. Don’t waste your time and your hard earned money like I did. Get real insurance and do your homework before selecting one!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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