Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cheryl Katchmeric

Very easy to make a claim

Website is extremely easy to use. Response time within 30 days to all of my claims. Electronic payment to my checking account within 2 days of text message. Thank you, very impressed!
5

out of 5

POSTED: | BY: Rosemary

There when you need them

Very caring people , listen to your story. Saved my dog twice from being put down because of payment for help needed. My dog had a stoke 3 years ago and we were able to get the care needed. Now Eva has cancer and we're able to keep ahead and give her quality of life , till the time comes. We now have a puppy Bailey and have both well and major coverage for her. Thank you Nationwide.
5

out of 5

POSTED: | BY: Caity Garlinghouse

Easy to use, very fair in payments after deductible is met for injury/illness

Our dog has had a few illnesses since we've had our insurance and it's been such a great parachute! Sedation (times two!) is not a cheap thing for a dog over a hundred pounds and our insurances has been a real relief.
5

out of 5

POSTED: | BY: Maurine Segars

Good coverage

Good coverage,prompt payment, good customer service, short on surgery benefits-out of touch with what it costs.
5

out of 5

POSTED: | BY: Teri Petersen

Wouldn't have a dog without your insurance

We have had insurance for all three of our dogs, over 20 years. Always been satisfied. Haven't had to use the 24 hour vet line yet but feel more secure knowing you have it.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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